Get More for Less with Protection SIUL
We just enhanced our industry-leading survivorship indexed UL product to offer even more customer value and choice. Here’s what to look for from Protection SIUL ’22:
- Particularly competitive single-pays and short-pays across all ages and risk classes
- Often more death benefit protection for less premium, with policy performance that can help sustain the policy well beyond the guarantee period
- The addition of Barclays MA Indexed Accounts, providing a 7% volatility threshold (the highest available in the market) along with additional diversification and improved policy performance
In short, Protection SIUL has always been a market leader and these improvements make it even stronger.
Overview
Protection Suvivorship IUL
Protection Suvivorship IUL is designed for clients looking for low-cost death benefit protection for two people, as well as strong cash accumulation potential. Other benefits include:
- The security of death benefit protection for your clients
- Strong cash value accumulation and retirement income potential
- Rolling targets and competitive target premiums
- Lengthy guarantees
- Annual point-to-point interest crediting based on the S&P 500® Index or Barclays Index*
- Rewards and savings for living healthy with the John Hancock Vitality Program with John Hancock Vitality PLUS**
*There is risk as the performance of the underlying index may result in low segment interest credits that would require increase in premium payments in order to the keep the policy in force.
** For permanent products the Vitality PLUS rider cost is $2 per month. For survivorship products, the rider cost is $4 per month.