You asked so we answered – Get less APS requests with Horizon

We’re enhancing our Horizon Experience to significantly reduce APS requests. These enhancements will get your offers delivered quicker and streamline your business process.

APS orders are no longer required for the following age groups and face amounts:

• ages 20-50 up to $2M (implemented in May of 2021)
• ages 51-60 up to $1M (implemented in December of 2021 and increasing to $2M later this month)

When we implemented this enhancement for ages 20-50, we saw a reduction in APS requests as high as 20%. We anticipate an even greater impact for ages 51-60.

Advisors can also expect:

• decreased cycle time
• increased instant decision rates
• increased light touch decision rates 

Questions? Contact your distribution representative or download FAQs from our underwriting resource page.