Speed. Simplicity. Success.

See how easy it is to get same-day coverage for clients in as little as three steps. With our innovative digital tools, spend less time on busy work so you have more time to focus on growing your business.  

Want to finish the year strong? Count on us as your go-to partner.

With our innovative digital tools, you can spend less time on busywork so you have more time to focus on growing your business. 

Term life as easy as 1-2-3

1. Choose the simple application experience that works best for your client – client-driven, advisor-assisted or phone interview. All can be completed in as little as 20 minutes! 

2. Get decisions faster with LGA.

  • 61% of applications approved lab-free
  • 22% receive instant decisions
  • 38% receive a decision within 10 days

3. A fast and secure offer/issue/pay process:

  • Policies get placed quickly
  • Transactions are executed instantly
  • Payments are processed automatically 

*An instant decision is not guaranteed. Applicants who do not meet certain criteria may be required to submit additional information like a paramedical exam or other medical records.