We're updating rates on Athene products. Rate grids with current and new rates can be found below. Visit Athene Connect for additional product information or to run an illustration.

These changes will be effective with a contract date on or after October 27, 2023. The contract effective date is the date the contract has been deemed in good order and all funds received. While we cannot reissue contracts, any pending business will receive the new rates if the contract date is on or after the rate change effective date.

Revised materials will be available on the Forms and Materials page beginning October 27, 2023. Be sure to use up-to-date materials when offering Athene annuities. You may experience slight processing delays on any print orders in the days before or after a rate change effective date.

Athene AccuMax^SM 7

Athene AccuMax^SM 7 Crediting Rates

Crediting Strategy	Premium Band	Current	New	Change
7-Year PTP – S&P 500^® (Par Rate)	High Band: ($100,000+)	95%	100%	▲ 5%
7-Year PTP – S&P 500^® (Par Rate)	Low Band: (Up to $100,000)	90%	95%	▲ 5%
7-Year PTP¹ – AI Powered Multi-Asset (Par Rate)	High Band: ($100,000+)	355%	475%	▲ 120%
7-Year PTP¹ – AI Powered Multi-Asset (Par Rate)	Low Band: (Up to $100,000)	340%	450%	▲ 110%
7-Year PTP¹ – Shiller Barclays CAPE^® Allocator 6 (Par Rate)	High Band: ($100,000+)	405%	495%	▲ 90%
	Low Band: (Up to $100,000)	395%	470%	▲ 75%
7-Year Annual Interval Sum – S&P 500^® (Par Rate)	High Band: ($100,000+)	80%	85%	▲ 5%
	Low Band: (Up to $100,000)	75%	80%	▲ 5%
	Floor Rate:	-10%	No Change	0.00%
1-Year PTP¹ – AI Powered Multi‑Assset (Par Rate)	High Band: ($100,000+)	155%	185%	▲ 30%
1-Year PTP¹ – AI Powered Multi‑Assset (Par Rate)	Low Band: (Up to $100,000)	150%	180%	▲ 30%
1-Year PTP¹ – Shiller Barclays CAPE^® Allocator 6 (Par Rate)	High Band: ($100,000+)	150%	175%	▲ 25%
	Low Band: (Up to $100,000)	145%	170%	▲ 25%
Fixed	High Band: ($100,000+)	4.00%	4.65%	▲ 0.65%
Fixed	Low Band: (Up to $100,000)	3.90%	4.55%	▲ 0.65%
¹ The index is an excess return index. The returns of the index will reflect the performance of the underlying components in excess of a reference rate that could be earned on cash or a similar risk-free benchmark asset. Additionally, the performance of the index includes an embedded fee and may also include other costs such as transaction and replication costs. These costs may vary over time with market conditions. The excess return nature of index and the embedded fees and costs will all reduce index performance and the potential interest credited within the annuity contract. Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited.

Athene MaxRate^®

Athene MaxRate^® 3, 5 and 7 Crediting Rates

Multi-Year and 1-Year Fixed Strategy ¹
		Most States			AK, CA, CT, DE, HI, ID, MD, MN, MO, NJ, NV, OH, OK, OR, PA, SC, TX, UT & WA
Product Term	Premium Band	Current	New	Change	Current	New	Change
3-Year	High Band: ($100,000+)	5.25%	5.75%	▲ 0.50%	5.25%	5.75%	▲ 0.50%
3-Year	Low Band: (Up to $100,000)	4.80%	5.50%	▲ 0.70%	4.80%	5.50%	▲ 0.70%
5-Year	High Band: ($100,000+)	5.50%	6.15%	▲ 0.65%	5.45%	6.10%	▲ 0.65%
5-Year	Low Band: (Up to $100,000)	5.00%	5.65%	▲ 0.65%	4.95%	5.60%	▲ 0.65%
7-Year	High Band: ($100,000+)	5.50%	6.15%	▲ 0.65%	5.45%	6.10%	▲ 0.65%
7-Year	Low Band: (Up to $100,000)	5.00%	5.80%	▲ 0.80%	4.95%	5.75%	▲ 0.80%
¹ The Multi-Year Fixed Strategy interest rate applies to the Initial Premium and the 1-Year Fixed Strategy interest rate applies to Additional Premium.

Athene Performance Elite^® 15

Athene Performance Elite^® 15 Crediting Rates

Crediting Strategy	With Fee			No Fee
	Current	New	Change	Current	New	Change
Annual Strategy Charge Rate	1.25%	No Change	0.00%	0.00%	No Change	0.00%
2-Year PTP ¹ – AI Global Opportunities (Par Rate)	225%	255%	▲ 30%	180%	200%	▲ 20%
2-Year PTP ¹ – AI Powered US Equity (Par Rate)	255%	285%	▲ 30%	200%	225%	▲ 25%
2-Year PTP ¹ – BNP (Par Rate)	330%	360%	▲ 30%	260%	285%	▲ 25%
2-Year PTP ^1,2 – Nasdaq FC (Par Rate)	215%	235%	▲ 20%	170%	185%	▲ 15%
2-Year PTP ¹ – S&P 500^® FC (Par Rate)	150%	165%	▲ 15%	120%	130%	▲ 10%
2-Year PTP ¹ – UBS Innovative Balanced (Par Rate)	225%	255%	▲ 30%	180%	200%	▲ 20%
1-Year PTP ¹ – AI Global Opportunities (Par Rate)	170%	185%	▲ 15%	135%	145%	▲ 10%
1-Year PTP ¹ – AI Powered US Equity (Par Rate)	195%	210%	▲ 15%	155%	165%	▲ 10%
1-Year PTP ¹ – BNP (Par Rate)	245%	260%	▲ 15%	195%	205%	▲ 10%
1-Year PTP ^1,2 – Nasdaq FC (Par Rate)	140%	150%	▲ 10%	110%	120%	▲ 10%
1-Year PTP ¹ – S&P 500^® FC (Par Rate)	112%	115%	▲ 3%	90%	92%	▲ 2%
1-Year PTP ¹ – UBS Innovative Balanced (Par Rate)	170%	185%	▲ 15%	135%	145%	▲ 10%
1-Year PTP – S&P 500^® (Cap)	11.50%	12.25%	▲ 0.75%	9.00%	9.25%	▲ 0.25%
Fixed	4.10%	4.50%	▲ 0.40%	N/A	N/A	N/A
¹ The index is an excess return index. The returns of the index will reflect the performance of the underlying components in excess of a reference rate that could be earned on cash or a similar risk-free benchmark asset. Additionally, the performance of the index includes an embedded fee and may also include other costs such as transaction and replication costs. These costs may vary over time with market conditions. The excess return nature of index and the embedded fees and costs will all reduce index performance and the potential interest credited within the annuity contract. Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. ² The index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the index if it rises beyond this limit within a month.

Athene Performance Elite^® 10

Athene Performance Elite^® 10 Crediting Rates

Crediting Strategy	With Fee			No Fee
	Current	New	Change	Current	New	Change
Annual Strategy Charge Rate	1.25%	No Change	0.00%	0.00%	No Change	0.00%
2-Year PTP¹ – AI Global Opportunities (Par Rate)	195%	225%	▲ 30%	145%	175%	▲ 30%
2-Year PTP¹ – AI Powered US Equity (Par Rate)	235%	250%	▲ 15%	180%	190%	▲ 10%
2-Year PTP¹ – BNP (Par Rate)	290%	315%	▲ 25%	220%	240%	▲ 20%
2-Year PTP ^1,2 – Nasdaq FC (Par Rate)	190%	205%	▲ 15%	145%	155%	▲ 10%
2-Year PTP ¹ – S&P 500^® FC (Par Rate)	130%	145%	▲ 15%	100%	110%	▲ 10%
2-Year PTP ¹ – UBS Innovative Balanced (Par Rate)	195%	225%	▲ 30%	145%	175%	▲ 30%
1-Year PTP¹ – AI Global Opportunities (Par Rate)	145%	160%	▲ 15%	110%	125%	▲ 15%
1-Year PTP¹ – AI Powered US Equity (Par Rate)	175%	180%	▲ 5%	135%	140%	▲ 5%
1-Year PTP¹ – BNP (Par Rate)	210%	225%	▲ 15%	160%	175%	▲ 15%
1-Year PTP^1,2 – Nasdaq FC (Par Rate)	125%	130%	▲ 5%	93%	100%	▲ 7%
1-Year PTP¹ – S&P 500^® FC (Par Rate)	95%	105%	▲ 10%	72%	80%	▲ 8%
1-Year PTP¹ – UBS Innovative Balanced (Par Rate)	145%	160%	▲ 15%	110%	125%	▲ 15%
1-Year PTP – S&P 500^® (Cap)	8.25%	8.50%	▲ 0.25%	10.75%	11.25%	▲ 0.50%
Fixed	3.60%	3.80%	▲ 0.20%	N/A	N/A	N/A
Fixed - CA	3.00%	No Change	0.00%	N/A	N/A	N/A
¹ The index is an excess return index. The returns of the index will reflect the performance of the underlying components in excess of a reference rate that could be earned on cash or a similar risk-free benchmark asset. Additionally, the performance of the index includes an embedded fee and may also include other costs such as transaction and replication costs. These costs may vary over time with market conditions. The excess return nature of index and the embedded fees and costs will all reduce index performance and the potential interest credited within the annuity contract. Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. ² The index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the index if it rises beyond this limit within a month.

Athene Performance Elite^® 7

Athene Performance Elite^® 7 Crediting Rates

Crediting Strategy	With Fee			No Fee
	Current	New	Change	Current	New	Change
Annual Strategy Charge Rate	1.25%	No Change	0.00%	0.00%	No Change	0.00%
2-Year PTP¹ – AI Global Opportunities (Par Rate)	240%	275%	▲ 35%	195%	220%	▲ 25%
2-Year PTP¹ – AI Powered US Equity (Par Rate)	285%	305%	▲ 20%	225%	245%	▲ 20%
2-Year PTP¹ – BNP (Par Rate)	360%	390%	▲ 30%	290%	315%	▲ 25%
2-Year PTP^1,2 – Nasdaq FC (Par Rate)	240%	255%	▲ 15%	190%	205%	▲ 15%
2-Year PTP¹ – S&P 500^® FC (Par Rate)	165%	180%	▲ 15%	135%	145%	▲ 10%
2-Year PTP¹ – UBS Innovative Balanced (Par Rate)	240%	275%	▲ 35%	195%	220%	▲ 25%
1-Year PTP¹ – AI Global Opportunities (Par Rate)	185%	200%	▲ 15%	150%	160%	▲ 10%
1-Year PTP¹ – AI Powered US Equity (Par Rate)	215%	225%	▲ 10%	175%	180%	▲ 5%
1-Year PTP¹ – BNP (Par Rate)	265%	280%	▲ 15%	215%	225%	▲ 10%
1-Year PTP^1,2 – Nasdaq FC (Par Rate)	155%	160%	▲ 5%	125%	130%	▲ 5%
1-Year PTP¹ – S&P 500^® FC (Par Rate)	122%	125%	▲ 3%	100%	102%	▲ 2%
1-Year PTP¹ – UBS Innovative Balanced (Par Rate)	185%	200%	▲ 15%	150%	160%	▲ 10%
1-Year PTP – S&P 500^® (Cap)	10.25%	10.75%	▲ 0.50%	13.00%	14.00%	▲ 1.00%
Fixed	4.60%	5.00%	▲ 0.40%	N/A	N/A	N/A
Fixed - CA	3.00%	No Change	0.00%	N/A	N/A	N/A
¹ The index is an excess return index. The returns of the index will reflect the performance of the underlying components in excess of a reference rate that could be earned on cash or a similar risk-free benchmark asset. Additionally, the performance of the index includes an embedded fee and may also include other costs such as transaction and replication costs. These costs may vary over time with market conditions. The excess return nature of index and the embedded fees and costs will all reduce index performance and the potential interest credited within the annuity contract. Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. ² The index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the index if it rises beyond this limit within a month.

Athene AccuMaxSM 7 Crediting Rates

Athene MaxRate® 3, 5 and 7 Crediting Rates

Athene Performance Elite® 15 Crediting Rates

Athene Performance Elite® 10 Crediting Rates

Athene Performance Elite® 7 Crediting Rates

Athene AccuMax^SM 7 Crediting Rates

Athene MaxRate^® 3, 5 and 7 Crediting Rates

Athene Performance Elite^® 15 Crediting Rates

Athene Performance Elite^® 10 Crediting Rates

Athene Performance Elite^® 7 Crediting Rates

Rates Rise on Select Athene Products Effective 10/27/2023