We are announcing an increase on 12 of our products!
- Agility 7/10 Rate Increase (IMO/BD)
- Performance Elite 7/10/15 Rate Increase (IMO only)
- Ascent Pro 10 Bonus Rate & Payout Factor Increase (IMO only)
- AccuMax 7 Rate Increase (IMO/Select BD)
- MaxRate 3/5/7 Rate Increase
These changes will be effective with a contract date on or after April 22, 2022. The contract effective date is the date the contract has been deemed in good order and all funds received. While we cannot reissue contracts, any pending business will receive the new rates if the contract date is on or after the rate change effective date.
Revised materials will be available on the Forms and Materials page beginning April 22, 2022. Be sure to use up-to-date materials when offering Athene annuities. You may experience slight processing delays on any print orders in the days before or after a rate change effective date.
| Athene AccuMaxSM 7 |
Athene AccuMaxSM 7 Crediting Rates| Crediting Strategy | Premium Band | Current | New | Change | | 7-Year PTP – S&P 500® (Par Rate) | High Band:
($100,000+) | 65% | 75% | ▲ 10.00% | Low Band:
(Up to $100,000) | 60% | 70% | ▲ 10.00% | | 7-Year No Cap PTP1 – AI Powered Multi-Asset (Par Rate) | High Band:
($100,000+) | 190% | 240% | ▲ 50.00% | Low Band:
(Up to $100,000) | 175% | 225% | ▲ 50.00% | | 7-Year No Cap PTP1 – Shiller Barclays CAPE® Allocator 6 (Par Rate) | High Band:
($100,000+) | 175% | 225% | ▲ 50.00% | Low Band:
(Up to $100,000) | 160% | 210% | ▲ 50.00% | | 7-Year No Cap Annual Interval Sum – S&P 500® (Par Rate) | High Band:
($100,000+) | 55% | 60% | ▲ 5.00% | Low Band:
(Up to $100,000) | 50% | 55% | ▲ 5.00% | | Floor Rate: | -10% | No Change | 0.00% | | 1-Year No Cap PTP1 – AI Powered Multi‑Assset (Par Rate) | High Band:
($100,000+) | 70% | 100% | ▲ 30.00% | Low Band:
(Up to $100,000) | 65% | 95% | ▲ 30.00% | | 1-Year No Cap PTP1 – Shiller Barclays CAPE® Allocator 6 (Par Rate) | High Band:
($100,000+) | 65% | 90% | ▲ 25.00% | Low Band:
(Up to $100,000) | 60% | 85% | ▲ 25.00% | | Fixed | High Band:
($100,000+) | 1.75% | 1.95% | ▲ 0.20% | Low Band:
(Up to $100,000) | 1.60% | 1.80% | ▲ 0.20% | | 1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. |
|
| Athene AgilitySM 10 |
Athene AgilitySM 10 Crediting Rates| Crediting Strategy | Current | New | Change | | 2-Year No Cap PTP1 – BNP (Par Rate) | 90% | 105% | ▲ 15.00% | | 1-Year No Cap PTP1 – BNP (Par Rate) | 65% | 80% | ▲ 15.00% | | 2-Year No Cap PTP1,2 – NASDAQ FC (Par Rate) | 62% | 70% | ▲ 8.00% | | 1-Year No Cap PTP1,2 – NASDAQ FC (Par Rate) | 42% | 47% | ▲ 5.00% | | 2-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | 72% | 87% | ▲ 15.00% | | 1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | 57% | 67% | ▲ 10.00% | | 2-Year PTP – S&P 500® (Cap) | 6.25% | 7.00% | ▲ 0.75% | | 1-Year PTP – S&P 500® (Cap) | 3.00% | 3.50% | ▲ 0.50% | | Bailout Cap Rate | 0.50% | No Change | 0.00% | | Fixed | 1.40% | 1.55% | ▲ 0.15% | 1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. The index is managed to create stabilized performance and avoid very high positive returns and very low negative returns. 2 The index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the index if it rises beyond this limit within a month. |
|
| Athene AgilitySM 7 |
Athene AgilitySM 7 Crediting Rates| Crediting Strategy | Current | New | Change | | 2-Year No Cap PTP1 – BNP (Par Rate) | 80% | 95% | ▲ 15.00% | | 1-Year No Cap PTP1 – BNP (Par Rate) | 60% | 70% | ▲ 10.00% | | 2-Year No Cap PTP1,2 – NASDAQ FC (Par Rate) | 55% | 62% | ▲ 7.00% | | 1-Year No Cap PTP1,2 – NASDAQ FC (Par Rate) | 37% | 42% | ▲ 5.00% | | 2-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | 65% | 77% | ▲ 12.00% | | 1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | 50% | 60% | ▲ 10.00% | | 2-Year PTP – S&P 500® (Cap) | 5.75% | 6.50% | ▲ 0.75% | | 1-Year PTP – S&P 500® (Cap) | 2.75% | 3.25% | ▲ 0.50% | | Bailout Cap Rate | 0.50% | No Change | 0.00% | | Fixed | 1.30% | 1.40% | ▲ 0.10% | 1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. The index is managed to create stabilized performance and avoid very high positive returns and very low negative returns. 2 The index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the index if it rises beyond this limit within a month. |
|
| Athene AscentSM Pro 10 Bonus |
Athene AscentSM Pro 10 Bonus Crediting Rates| Crediting Strategy | Current | New | Change | | 2-Year No Cap PTP1 – BNP (Par Rate) | 75% | 95% | ▲ 20.00% | | 1-Year No Cap PTP1 – BNP (Par Rate) | 55% | 70% | ▲ 15.00% | | 2-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | 47% | 62% | ▲ 15.00% | | 1-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | 32% | 42% | ▲ 10.00% | | 2-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | 57% | 77% | ▲ 20.00% | | 1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | 45% | 60% | ▲ 15.00% | | 1-Year No Cap PTP1 – S&P 500 Daily Risk Control 5%™ Index TR (Total Return)(Par Rate) | 50% | No Change | 0.00% | | 1-Year PTP – S&P 500® (Cap) | 2.75% | 3.25% | ▲ 0.50% | | Bailout Cap Rate | 1.00% | No Change | 0.00% | | Fixed | 1.10% | 1.40% | ▲ 0.30% | | Minimum Interest Credit3 | 1.00% | No Change | 0.00% | 1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. 2 The index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the index if it rises beyond this limit within a month. 3 The Minimum Interest Credit is not available in CA. |
|
Athene AscentSM Pro 10 Bonus Payout Factors| | Single Life1 Lifetime Income Withdrawal Percentages | | Level2 (Current & Guaranteed) | Earnings Indexed2 (Current & Guaranteed) | Inflation2,3 (Guaranteed) | | Attained Age: | Current | New | Change | Current | New | Change | Current | New | Change | | 50-54 | 3.30% | 3.70% | ▲ 0.40% | 2.70% | 3.00% | ▲ 0.30% | 1.48% | 1.66% | ▲ 0.18% | | 55-59 | 3.30%+ | 3.70%+ | ▲ 0.40% | 2.70%+ | 3.00%+ | ▲ 0.30% | 1.48%+ | 1.66%+ | ▲ 0.18% | | 60-64 | 3.80%+ | 4.20%+ | ▲ 0.40% | 3.20%+ | 3.50%+ | ▲ 0.30% | 1.71%+ | 1.89%+ | ▲ 0.18% | | 65-69 | 4.30%+ | 4.70%+ | ▲ 0.40% | 3.70%+ | 4.00%+ | ▲ 0.30% | 1.93%+ | 2.11%+ | ▲ 0.18% | | 70-74 | 4.80%+ | 5.20%+ | ▲ 0.40% | 4.20%+ | 4.50%+ | ▲ 0.30% | 2.16%+ | 2.34%+ | ▲ 0.18% | | 75-79 | 5.30%+ | 5.70%+ | ▲ 0.40% | 4.70%+ | 5.00%+ | ▲ 0.30% | 2.38%+ | 2.56%+ | ▲ 0.18% | | 80-84 | 5.80%+ | 6.20%+ | ▲ 0.40% | 5.20%+ | 5.50%+ | ▲ 0.30% | 2.61%+ | 2.79%+ | ▲ 0.18% | | 85-89 | 6.30%+ | 6.70%+ | ▲ 0.40% | 5.70%+ | 6.00%+ | ▲ 0.30% | 2.83%+ | 3.01%+ | ▲ 0.18% | | 90+ | 6.80% | 7.20% | ▲ 0.40% | 6.20% | 6.50% | ▲ 0.30% | 3.06% | 3.24% | ▲ 0.18% | 1 Subtract 0.5% from the Single Life withdrawal percentage to determine the current Joint Life withdrawal percentage. 2 The Lifetime Income Withdrawal Percentage increases by 0.10% for each attained age between 55-90 for the Level and Earnings Indexed options, and by 0.045% for each attained age between 55-90 for the Inflation option. 3 Guaranteed rates may be lower than current rates. Please contact the Company for current rates when your customer wants to elect income. |
|
| Athene MaxRate® |
Athene MaxRate® 3, 5 and 7 Crediting Rates| Multi-Year and 1-Year Fixed Strategy 1 | | | Most States | AK, CA, CT, DE, HI, ID, MD, MN, MO, NJ, NV, OH, OK, OR, PA, SC, TX, UT & WA | | Product Term | Premium Band | Current | New | Change | Current | New | Change | | 3-Year | High Band:
($100,000+) | 2.00% | 2.80% | ▲ 0.80% | 2.00% | 2.80% | ▲ 0.80% | Low Band:
(Up to $100,000) | 1.85% | 2.65% | ▲ 0.80% | 1.85% | 2.65% | ▲ 0.80% | | 5-Year | High Band:
($100,000+) | 2.60% | 3.40% | ▲ 0.80% | 2.55% | 3.35% | ▲ 0.80% | Low Band:
(Up to $100,000) | 2.45% | 3.25% | ▲ 0.80% | 2.40% | 3.20% | ▲ 0.80% | | 7-Year | High Band:
($100,000+) | 2.80% | 3.60% | ▲ 0.80% | 2.75% | 3.55% | ▲ 0.80% | Low Band:
(Up to $100,000) | 2.65% | 3.45% | ▲ 0.80% | 2.60% | 3.40% | ▲ 0.80% | | 1 The Multi-Year Fixed Strategy interest rate applies to the Initial Premium and the 1-Year Fixed Strategy interest rate applies to Additional Premium. |
|
| Athene Performance Elite® 15 |
Athene Performance Elite® 15 Crediting Rates| Crediting Strategy | No Fee | With Fee | | | Current | New | Change | Current | New | Change | | Annual Strategy Charge Rate | 0.00% | No Change | 0.00% | 1.75% | No Change | 0.00% | | 2-Year No Cap PTP 1 – BNP (Par Rate) | 140% | 150% | ▲ 10.00% | 240% | 250% | ▲ 10.00% | | 1-Year No Cap PTP 1 – BNP (Par Rate) | 100% | 110% | ▲ 10.00% | 170% | 180% | ▲ 10.00% | | 2-Year No Cap PTP 1,2 – Nasdaq FC (Par Rate) | 92% | 102% | ▲ 10.00% | 160% | 165% | ▲ 5.00% | | 1-Year No Cap PTP 1,2 – Nasdaq FC (Par Rate) | 60% | 67% | ▲ 7.00% | 105% | 110% | ▲ 5.00% | | 2-Year No Cap PTP 1 – AI Powered US Equity (Par Rate) | 115% | 125% | ▲ 10.00% | 195% | 210% | ▲ 15.00% | | 1-Year No Cap PTP 1 – AI Powered US Equity (Par Rate) | 85% | 95% | ▲ 10.00% | 145% | 155% | ▲ 10.00% | | 2-Year No Cap PTP 1 – S&P 500® Daily Risk Control 2 8%™ Index TR (Total Return) (Par Rate) | 67% | No Change | 0.00% | 125% | No Change | 0.00% | | 1-Year No Cap PTP 1 – S&P 500® Daily Risk Control 2 8%™ Index TR (Total Return) (Par Rate) | 52% | No Change | 0.00% | 92% | No Change | 0.00% | | 1-Year PTP – S&P 500® (Cap) | 5.00% | 6.25% | ▲ 1.25% | 8.50% | 9.75% | ▲ 1.25% | | Fixed | 2.20% | 2.45% | ▲ 0.25% | N/A | N/A | N/A | 1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. 2 The index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the index if it rises beyond this limit within a month. |
|
| Athene Performance Elite® 10 |
Athene Performance Elite® 10 Crediting Rates| Crediting Strategy | No Fee | With Fee | | | Current | New | Change | Current | New | Change | | Annual Strategy Charge Rate | 0.00% | No Change | 0.00% | 1.75% | No Change | 0.00% | | 2-Year No Cap PTP1 – BNP (Par Rate) | 120% | 140% | ▲ 20.00% | 220% | 240% | ▲ 20.00% | | 1-Year No Cap PTP1 – BNP (Par Rate) | 87% | 102% | ▲ 15.00% | 160% | 175% | ▲ 15.00% | | 2-Year No Cap PTP 1,2 – Nasdaq FC (Par Rate) | 77% | 90% | ▲ 13.00% | 145% | 155% | ▲ 10.00% | | 1-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | 52% | 60% | ▲ 8.00% | 95% | 102% | ▲ 7.00% | | 2-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | 95% | 110% | ▲ 15.00% | 175% | 195% | ▲ 20.00% | | 1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | 72% | 85% | ▲ 13.00% | 130% | 145% | ▲ 15.00% | | 2-Year No Cap PTP1 – S&P 500® Daily Risk Control 2 8%™ Index TR (Total Return) (Par Rate) | 60% | No Change | 0.00% | 115% | No Change | 0.00% | | 1-Year No Cap PTP 1 – S&P 500® Daily Risk Control 2 8%™ Index TR (Total Return) (Par Rate) | 45% | No Change | 0.00% | 85% | No Change | 0.00% | | 1-Year PTP – S&P 500® (Cap) | 4.25% | 5.75% | ▲ 1.50% | 7.75% | 9.25% | ▲ 1.50% | | Fixed | 1.85% | 2.10% | ▲ 0.25% | N/A | N/A | N/A | 1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. 2 The index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the index if it rises beyond this limit within a month. |
|
| Athene Performance Elite® 7 |
Athene Performance Elite® 7 Crediting Rates| Crediting Strategy | No Fee | With Fee | | | Current | New | Change | Current | New | Change | | Annual Strategy Charge Rate | 0.00% | No Change | 0.00% | 1.75% | No Change | 0.00% | | 2-Year No Cap PTP1 – BNP (Par Rate) | 120% | 140% | ▲ 20.00% | 220% | 240% | ▲ 20.00% | | 1-Year No Cap PTP1 – BNP (Par Rate) | 87% | 102% | ▲ 15.00% | 160% | 175% | ▲ 15.00% | | 2-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | 77% | 90% | ▲ 13.00% | 145% | 155% | ▲ 10.00% | | 1-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | 52% | 60% | ▲ 8.00% | 95% | 102% | ▲ 7.00% | | 2-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | 95% | 110% | ▲ 15.00% | 175% | 195% | ▲ 20.00% | | 1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | 72% | 85% | ▲ 13.00% | 130% | 145% | ▲ 15.00% | | 2-Year No Cap PTP1 – S&P 500® Daily Risk Control 2 8%™ Index TR (Total Return) (Par Rate) | 60% | No Change | 0.00% | 115% | No Change | 0.00% | | 1-Year No Cap PTP1 – S&P 500® Daily Risk Control 2 8%™ Index TR (Total Return) (Par Rate) | 45% | No Change | 0.00% | 85% | No Change | 0.00% | | 1-Year PTP – S&P 500® (Cap) | 4.25% | 5.75% | ▲ 1.50% | 7.75% | 9.25% | ▲ 1.50% | | Fixed | 1.85% | 2.10% | ▲ 0.25% | N/A | N/A | N/A | 1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. 2 The index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the index if it rises beyond this limit within a month. |
|
