Eligibility for Guaranteed Standard Issue Applicants

Summary: New applications for individual disability insurance are eligible for consideration under our Guaranteed Standard Issue (GSI) programs for applicants who have not been postponed or declined for any individual disability insurance with Ameritas or another carrier as follows:

  1. Graduate Medical Education business: within 60 months prior to the new application date.
  2. All other GSI business: within 12 months prior to the new application date.
  3. These requirements apply to all new and in force GSI cases.

To help efficiently manage the steps involved with a new application, we are reinforcing the eligibility condition noted above for our Guaranteed Standard Issue Programs. Additional eligibility conditions can be referenced in the DInamic Foundation Agent Guide, DI1228.