What Would Clients do With a 25% Increase in Income?

Give your clients the benefits of a 25% BAV Bonus, the 150% BAV Multiplier, plus principal protection and tax-deferral, with EstateShield 10.  

In a recent survey, conducted by Insured Retirement Institute (in partnership with American Equity), pre- and recent retirees were asked about what they’d do with a hypothetical 25% increase in income during retirement. While many said they’d leave it to their heirs (22%), donate to charity (25%), or cover basic expenses (34%), the majority of respondents (54%) indicated that they’d simply save it!* 

22% – Leave to their heirs*

25% – Donate to charity*

34% – Cover basic expenses*

54%  – Save it* 

The EstateShield 10 fixed index annuity has two built-in benefits that deliver continued growth opportunities to clients’ Benefits Account Value (BAV), from which lifetime income and legacy benefits are drawn. 

1.  25% BAV Bonus – This bonus is applied to every dollar paid in year one to boost benefit reserves from the start. 
2. 150% BAV Multiplier – In year two and each year after, the BAV multiplier determines the growth rate of the Benefits Account Value. The preceding year’s contract value rate of return is multiplied by 150%, to determine the BAV growth rate.