(Client-Ready Brochure) How to Generate Guaranteed Lifetime Income and Legacy Options
Today’s retirement generation faces a lot of unknowns. By setting aside a portion of their portfolio into a fixed index annuity like the EstateShield 10, your clients will know that they can have an income stream for as long as they need and that there is a clear legacy for their loved ones.
The EstateShield 10 offers a no fee Lifetime Income Benefit Rider that helps grow income reserves over time while also building enhanced death benefit options that give beneficiaries a choice in how payments are received.
TWO PAYOUT OPTIONS FOR LOVED ONES
Enhanced Death Benefit Payment Options1
Lump sum
75% of Benefits Account Value (BAV) at date of death
Multiple payments
100% of BAV at date of death, equal payments over 5 years
Lifetime Income and Legacy Benefits
To demonstrate how the EstateShield 10 builds income and legacy benefits, see a hypothetical example of a $100,000 initial premium shown in our Lifetime Income and Enhanced Death Benefit Brochure.
For more information about other exciting features on this enhanced income fixed index annuity, visit our interactive site for client-ready resources.
1The enhanced death benefit is limited to the greater of: 125% of the surrender value provided under the base contract; and premiums received (minus any withdrawals including withdrawal charges) accumulated at 10% annual effective rate; not to exceed 250% of all premiums received (minus any withdrawals including withdrawal charges). Additional payment option details can be found in the contract.