Life Pro+ Advantage FIUL Consumer Resources

An FIUL policy with more flexibility to address concerns throughout your life

Allianz Life Pro+® Advantage is designed to provide you with many options for meeting your financial needs in the years ahead and even through retirement. It starts with these fixed index universal life (FIUL) benefits: 

Leave a death benefit to loved ones 
The death benefit is generally paid to beneficiaries income-tax-free and can help your family maintain their way of life when you pass away, help them keep a business going, or allow them to give a gift to a favorite charity.

Build a financial  resource – without market risk
Allianz Life Pro+® Advantage offers the potential to build your accumulation value through earned interest – without the risk of loss due to market volatility (although certain fees and expenses will reduce policy values). And let’s face it – market volatility isn’t going away anytime soon.

Have access to funds for future needs
As long as your policy has sufficient cash value, you’re able to take loans or withdrawals from any available cash value at any time – for any reason.  

Plus, Allianz Life Pro+® Advantage is the first life insurance policy to offer Index Lock. For many of our allocation options, you can use Index Lock to lock in an index value once at any point during the crediting period. You can even pre-set an index value target, and if it’s reached, our Auto Lock feature will lock it in automatically.