Graded Benefit Individual Disability Income

Graded Benefit for 2 Years

Renewability: Guaranteed Renewable to Age 65

Occupational Classes: 4A, 3A, 2A, 1A

Issue Ages: 18-60 (Age Last Birthday)

Non-Med up to $5,000

Elimination Period: 30 (2 year benefit period only), 60, 90, 180 or 365 Days (5 or 10 year benefit period only)

Benefit Period: 2 year, 5 Year, 10 Year

Basic Policy Provisions: Vocational Rehabilitation Benefit, Survivor Benefit

Riders Available: Supplemental DI/Graded Benefit Rider, Own Occupation Rider, Non-Graded Injury Rider