Whole Life
Traditional Par Whole Life
Issues Ages: 0-90
Minimum Face Amounts:
- Ages 0-17: $50,000
- Ages 18-90: $25,000
Available Riders: Accidental Death Benefit, Children’s Insurance, Child’s Protection Benefit, Chronic Care, Disability Waiver of Premium, Dividend Option Term, Insurance Exchange, Level Premium Convertible Term, Living Benefits, Option to Purchase Paid-Up Additions, Payer Protection Benefit, Policy Purchase Option, Spouse’s Paid-Up Insurance Purchase Option, Yearly Convertible Term
PER CASE MINIMUM PREMIUM REQUIREMENT: $20,000
Financial Markets Inc is in contract with New York Life through the Advanced Markets Network of New York Life. The purpose of the Advanced Markets Network is to provide access to New York Life products through select BGA’s such as Financial Markets Inc for special large cases. To honor the franchise of the Career Agency System of New York Life, Financial Markets Inc is only allowed to facilitate underwriting of cases where total first year premiums per case meet or exceed $20,000.
This includes all funds including planned premium, lump sums and 1035-exchange premium.
Sales Tools
| Audience | Document | Updated | Link |
|---|---|---|---|
| Advisor Use Only | Forms | 06/09/2026 | Click Here |
| Advisor Use Only | Multi-Carrier Underwriting Guide | 10/08/2026 | Click Here |
Product Resources
| Audience | Document | Updated | Form Number | Link |
|---|---|---|---|---|
| Consumer Use | Product Fact Sheet | 06/22/2026 | 13628A | Click Here |
Dedicated Team
2026 fmiAgent Point Awards
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