LifeElements® Term
Term Options: 10, 15, 20 and 30 Years
Issue Ages: (Age Nearest Birthday)
- 10 Year: 18-80
- 15 Year: 18-75 (18-70 Tobacco Classes)
- 20 Year: 18-70 (18-65 Tobacco Classes)
- 30 Year: 18-55 (18-50 Tobacco Classes)
Minimum Face Amount: $250,000
Conversion Option Available
Riders Available: Accelerated Benefit Rider, Children’s Level Term Insurance Benefit Rider, Waiver of Premium Benefit Rider
Special Feature: Non Tobacco rates for Non Cigarette nicotine users
Sales Tools
Audience | Document | Updated | Link |
---|---|---|---|
Producer Use Only | Forms | 04/24/2024 | Click Here |
Producer Use Only | Multi-Carrier Underwriting Guide | 05/01/2024 | Click Here |
Product Resources
Audience | Document | Updated | Form Number | Link |
---|---|---|---|---|
Producer Use Only | Life Insurance Suite At-A-Glance | 12/05/2023 | LIF-SPEC-FLI001 | Click Here |
Producer Use Only | Rider Reference Guide | 12/05/2023 | LIF-RIDER-FLI001 | Click Here |
Producer Use Only | Producer Guide | 12/06/2023 | LCN-5052655 | Click Here |
Producer Use Only | LincXpress Tele-App Process Microsite | 12/06/2023 | UW-LX-IDE001 | Click Here |
Producer Use Only | Foreign National Guidelines | 12/05/2023 | UW-FN-PDC001 | Click Here |
Producer Use Only | Underwriting Age and Amount Requirements Grid | 12/05/2023 | LCN-3667305-071221 | Click Here |
Producer Use Only | LincXpress Lab-Free Underwriting Pre-Qualification Guidelines | 12/06/2023 | UW-NOLAB-FLI001 | Click Here |
Producer Use Only | Financial Underwriting Guidelines | 12/18/2023 | UW-FIN-FLI001 | Click Here |
Producer Use Only | Specimen Policy (10 Year) | 12/06/2023 | TRM6063 | Click Here |
Producer Use Only | Specimen Policy (15 Year) | 12/06/2023 | TRM6063 | Click Here |
Producer Use Only | Term Products State Availability | 12/06/2023 | LLA0805-0070 | Click Here |
Producer Use Only | Specimen Policy (20 Year) | 12/06/2023 | TRM6063 | Click Here |
Producer Use Only | Specimen Policy (30 Year) | 12/06/2023 | TRM6063 | Click Here |
Consumer Use | Consumer Brochure | 12/06/2023 | LE-CLT-FLI001 | Click Here |
Dedicated Team
2024 fmiAgent Point Awards
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