The Transamerica Financial Choice IUL (FCIUL) is index universal life insurance designed for affluent clients seeking choice, flexibility, and tax-free* supplemental income through loans and withdrawals. FCIUL offers life insurance protection and a variety of index options and policy features to help maximize policy value accumulation potential and make it easy to access cash value.
Issue Ages: 0-85 (Age Last Birthday)

Minimum Face Amount: $250,000

Riders Available: Accidental Death Benefit Rider, Additional Insured Rider, Base Insured Rider, Children’s Benefit Rider, Chronic Illness Rider Accelerated Death Benefit Rider, Critical Illness Rider Accelerated Death Benefit Rider, Disability Waiver of Monthly Deductions Rider, Disability Waiver of Premium Rider, Overloan Protection Rider, Terminal Illness Accelerated Death Benefit Rider

* As long as the policy is not a modified endowment contract (MEC)