2025 fmiAgent Point Awards
Join us for an unforgettable cruise up the Pacific Coast aboard the magnificent Royal Caribbean Serenade of the Seas from Tuesday May 5, 2026 through Sunday May 10, 2026. Immerse yourself in the natural beauty of the Pacific Coast while enjoying gourmet cuisine or relaxing by the pool. Visit Seattle’s Space Needle for a 360º view of the city, explore historic landmarks in Victoria, BC, and enjoy the picturesque Butchart Gardens in Vancouver.
Panoramic views through acres of glass ensure you’ll never miss a moment of the surrounding scenery. In between adventures onshore, you can soak up the sun poolside, tee off on the mini golf green, and dig into world-class cuisine. With 24-hour room service, you can indulge in delicious meals anytime. Kids will love the award-winning youth program at Adventure Ocean®, while adults can retreat to the serene Solarium. Enjoy outdoor movie nights, pool parties, dance classes or try your luck at the casino. And don’t miss the pool with its retractable glass roof, allowing you to soak up long hours of sunlight on summer days that seem to last forever—all while watching snow-capped mountains and misty forests roll gently by.
Los Angeles, often hailed as the ‘Creative Capital of the World,’ is renowned for its iconic Hollywood neighborhood. The city features a plethora of performing arts venues, movie studios, museums, and galleries. Stroll through the chic stores on Rodeo Drive in Beverly Hills, visit the Griffith Observatory, and savor a diverse array of global cuisine.
Experience new heights at Seattle’s Space Needle, offering a 360º view of the city from a vantage point unlike any other. Dive into the Museum of Pop Culture for a nostalgic journey through some of the most memorable moments in pop culture history. Don’t forget to visit Pike Place Market, the city’s historic marketplace, where you can savor the freshest seafood and find the perfect artisan crafts for your souvenir collection.
Active and educational or relaxing and rejuvenating, Victoria’s got something for every interest. Visit the world-class Royal BC Museum, tour 125-year-old heritage buildings, or explore diverse marine wildlife along the coast. Victoria impresses with culinary innovation and distinctive coastal flair. Discover local culture and ingredients sourced from the surrounding land and sea.
We arrive in Vancouver at Canada Place. The unusual roof design creates the impression of a huge sailing vessel. Take a scenic waterfront walk towards Stanley Park where you’ll see seaplanes take off and land. Discover Canada’s largest aquarium in the heart of Vancouver’s Stanley Park with over 65,000 incredible animals like rescued sea otters and sea lions! The waters off Vancouver’s coastline, known as the Salish Sea, are an excellent place to see whales. Humpback and gray whales, along with smaller minke and orcas swim in these waters.
Join the fmiAgent Point Awards Trip Spring 2026 Facebook group for the latest scoop.
This will serve as our main hub for announcements, updates and photo sharing during the cruise!
Qualification Guidelines
- Minimum of 12 paid policies.
- Agent must have at least an 80% placement ratio.
- Qualification Period: January 16, 2025 through January 15, 2026.
- Qualification Points vary by carrier and product.
- All Qualification Points earned per product will be combined at the end of the qualification period for a final total.
Terms and Conditions
- For agent use only.
- By invitation or recommendation from Financial Markets Inc only.
- All product sales must be appropriate, suitable and in the client’s best interest based upon a comprehensive evaluation of the customer’s financial needs, insurance needs, and objectives.
- Business that will be credited includes fully commissionable business placed and paid through Financial Markets Inc during the qualification period. Certain plans may not be eligible.
- Business written on the agent or family members will not be eligible.
- The Qualification Points can be a combination of Life, Annuity and Health premiums. Please reference the Qualification Points applicable to each individual product for calculation.
- All policies must be issued, effective and paid no later than January 15, 2026 to be considered for Qualification Points.
- General Agents may not qualify unless pre-arranged in writing prior to contest.
- Agent may qualify only once.
- Canceled and lapsed business will not be considered for Qualification Points.
- Excess premium (premium beyond target) on Universal Life business or other similar contracts will not receive any Qualification Points.
- Payroll deduction business Qualification Points will be determined on a case-by-case basis.
- Agent must be in good standing with Financial Markets Inc at time of redemption (i.e., must be currently contracted with companies from which Qualification Points are derived and actively producing business. No outstanding debt balance allowed).
- Qualification Points will not be credited for subsequent annuity premiums.
- Contest credit dependent upon federal and state regulations.
- Qualification Points derived from Annuity Premium may be excluded or limited by your Broker/Dealer and/or the NAIC Suitability in Annuity Transactions Model Act and/or other regulations.
- Qualification Points are not redeemable for cash or other remuneration.
- Qualification Points cannot be transferred.
- Qualification Points will be redeemed at one time at the end of the qualification period, which is January 15, 2026.
- Financial Markets Inc reserves the right to modify any qualification requirement at its discretion without notice.
- This is a voluntary function; therefore, travel restrictions may apply.
- A 1099 will be issued to all producers for the fair market value of the trip.
- Agent and one guest may attend; guest may not be another licensed agent unless a spouse.
- Travel arrangements to and from the event destination are the responsibility of the qualifying agent.
- In cooperation with a third party, Financial Markets Inc is unable to make any modifications to the incentive’s guidelines.
- Trip dates: Saturday, April 5, 2026 through Thursday, April 10, 2026
- Producer’s Club: Accommodations in a standard stateroom.
- VIP Producer’s Club: Accommodations in an upgraded stateroom. Financial Markets Inc will provide one complimentary off-ship excursion per agent and guest.
- President’s Club: Accommodations in a superior stateroom with one evening of special dining. Financial Markets Inc will provide one complimentary off-ship excursion per agent and guest.