For advisor use only. This promotion applies to all paid annuity, disability income, life, and long-term care products from all carriers offered through Financial Markets Inc. Each qualifying case must meet a minimum annualized premium of $300. There is no cap on the number of eligible cases. All cases are subject to internal approval and discretion by Financial Markets Inc. Advisors will receive a $50 credit on a pre-paid credit card for each eligible case that is both written and paid during the promotion period. An additional $50 credit will be awarded if the eligible case is submitted using the eApp platform via fmiAgent.com. All earnings will be aggregated and issued on a single pre-paid credit card per advisor, no later than December 31, 2025. For shared cases, the credit will be distributed proportionally based on advisor participation. To qualify, advisors must be in good standing with Financial Markets Inc. All product sales must be appropriate, suitable, and in the client’s best interest, based on a comprehensive evaluation of the client’s financial and insurance needs, as well as their overall objectives.