Now You Can Offer More Coverage When Using MassMutual DI
MassMutual® is excited to announce substantial enhancements to our Disability Income Insurance (DI) underwriting Issue Limits. Our Radius Choice* DI policies have increased their Issue Limits by income up to $4,000 for the following:
NO-GROUP LTD — NON-TAXABLE ISSUE LIMIT
- $350 up to $4,000 per month increases at the higher incomes for most cells
- $1,800 per month overall average benefit increase
NO-GROUP LTD — TAXABLE ISSUE LIMIT
- $400 up to $2,000 per month increases at the higher incomes for most cells
- $1,350 per month overall average benefit increase
In addition, to help you compete in the affluent and emerging affluent marketplace, we have increased our Unearned Income Guideline Target to 20%, up from 15%, and completely eliminated our Net Worth Guidelines and need for the Net Worth Statement. The net worth question should still be completed on the A2000 application.
These enhancements are all designed to streamline the process and provide the most DI protection for clients. For details see our Issue and Participation Limits guide.