MYG 5 Rate at 4.20% – A Competitive Solution from an ‘A’ Rated Carrier
Offer your clients the confidence of a competitive fixed rate from an ‘A’ rated company.1
Palladium® Multi-Year Guarantee (MYG) Annuity provides an attractive fixed interest rate and the ability to grow their earnings on a tax‑deferred basis.
| MYG 5 | Yield to Surrender 2,3 |
|---|---|
| AMERICAN NATIONAL | 4.20% |
| New York Life | 4.10% |
| Pacific Life | 4.10% |
| The Standard | 4.00% |
| Western-Southern | 4.00% |
| MYG 7 | Yield to Surrender 2,3 |
| AMERICAN NATIONAL | 4.25% |
| The Standard | 4.20% |
| Pacific Life | 4.15% |
| Jackson National | 4.10% |
| New York Life | 4.10% |
| MYG 10 | Yield to Surrender 2,3 |
| AMERICAN NATIONAL | 4.25% |
| Integrity Life | 4.20% |
| Reliance Standard | 4.15% |
| Thrivent | 4.10% |
| The Standard | 4.05% |
Offer Your Clients Protection for the Future
Confinement Waiver
Terminal Illness Waiver
Disability Waiver4
1) S&P Global Ratings affirmed its ‘A’ issuer credit and financial strength ratings on American National Insurance Co. and American National Life Insurance Co. of New York. A.M. Best Company, independent analysts of the insurance industry since 1899, assigns annual ratings after an extensive analysis using a series of profitability, leverage and liquidity tests that measure performance in such vital areas as competency of underwriting, control of expenses, adequacy of reserves, soundness of investments, and capital sufficiency.
2) Competitor information sourced from annuityratewatch.com and is valid as of 10/1/2022.
3) MYG rates for initial premiums of $100,000 or more. For initial premiums of less than $100,000, subtract 0.10% for the duration of the Interest Rate Guarantee Period as stated in the contract’s data section, for premiums of greater than $249,999, add 0.15% for the duration of the Interest Rate Guarantee Period as stated in the contract’s data section.
4) All waivers may not be available in all states. However, any increase in the value of the annuity contract will be taxable as ordinary income, as would any withdrawals from a qualified contract.