Just in Time to Boost Year-End Sales — Upgraded Accumulation IUL
Our repriced Accumulation IUL is a must-see product that delivers strong customer value when compared to its key competitors — here’s why:
- Offers standout short-pay scenarios at the top-three risk classes (often #1 vs. key IUL competitors at ages 50 plus)
- Provides strong cash value growth potential through a wide range of indexed account options linked to financial-index performance, while cushioned with 0% guaranteed floor
- Allows extra financial protection during life with Long-Term Care and Critical Illness Benefit riders1,2
- Adds rewards for healthy living, including an opportunity to enhance policy value through Vitality PLUS engagement
- Gives access to John Hancock Aspire®, the only life insurance solution designed for people living with diabetes
1. The Long-Term Care (LTC) rider is an accelerated death benefit rider and may not be considered long-term care insurance in some states. There are additional costs associated with this rider. The maximum monthly benefit amount is $50,000. When the death benefit is accelerated for long-term care expenses, it is reduced dollar for dollar, and the cash value is reduced proportionately. Please go to JHSalesHub.com to verify state availability.
2. The Critical Illness Benefit rider provides a one-time, lump-sum benefit for covered critical illnesses subject to eligibility requirements. The benefit will not be paid for critical illnesses initially diagnosed before the rider effective date or during the waiting period. See the product producer guide for additional details.