Child Whole Life Insurance

You can buy $5,000 to $50,000 in whole life insurance coverage to help with your child’s future. Starting their policy young means they’ll have the guaranteed right to add more coverage as an adult. Plus, their childhood rate for the Grow-Up® Plan will never go up! 

SUMMARY OF COVERAGE
Lifetime of protection as long as premiums are paid: Your child’s permanent whole life insurance can last a lifetime.

Premiums locked in for life: The rate you pay today will never go up, even when your child takes over the policy.
Coverage doubles at no extra cost: Your child’s coverage automatically doubles during age 18 with no premium increase.

Builds cash value over time: The longer you keep the policy, the more the policy’s cash value grows.

Guaranteed right to add coverage: Your child can keep their policy when they become an adult or add coverage, no matter their health or job status.*

* Guaranteed right to purchase additional insurance is through the Guaranteed Purchase Option Rider included on all standard issue policies.