Introducing the Enhanced Bonus and Liquidity Rider on AssetShield BONUS 10
American Equity is making our premium bonus feature even better by introducing the optional Enhanced Bonus and Liquidity Rider1 (EBLR), available exclusively on AssetShield™ BONUS 10 fixed index annuity.
1 The EBLR is available for an annual fee of 0.95%, which is deducted from the contract value at the end of each contract anniversary. It applies only during the rider charge period (10 years), and is not deducted at withdrawal, surrender, annuitization, or death (including spousal continuation). The EBLR must be elected at contract issue. The premium bonus is subject to a vesting schedule.
Annuity contract and Rider(s) issued under form series ICC22 BASE-IDX-B, ICC22 IDX-11-10, ICC20 E-PTP-C, ICC20 E-MPTP-C, ICC20 E-PTP-PR, ICC24 E-BPT, ICC20 R-EBR, ICC20 R-ERR, 21 R-ERR, ICC16 R-MVA, ICC25 R-EBL and state variations thereof. Availability may vary by state. For complete details please see product specific sales brochure(s) and disclosure(s)
Bonus available on first year premiums. Each year after the first contract year, clients become vested in a percentage of the bonus, until 100% vested at the end of the 10th contract year. Vested amounts of the bonus are the amounts not forfeited as a result of an early withdrawal or surrender. Bonus, surrender charges, and vesting schedules may vary by state. Caps, performance trigger and participation rates may also be lower in contracts with a premium bonus. See brochure and disclosure for details.
