[WEBINAR] Rising to Meet Life’s Complex Needs from Banner

Impaired risks are increasing. From diabetes to cancer and heart issues, more people are living with multiple conditions — making access to term life insurance more crucial than ever.

We believe these health challenges shouldn’t present barriers to coverage. That’s why we’ve streamlined our impaired risk underwriting process, to simplify, expedite and make it more inclusive, so your advisors can help empower their clients to meet life’s complex needs. Our simplified approach includes:

Faster decisions

• 48-hour Quick Quotes turnaround time with email-based option
• Shorter digital application* — from 60 pages to just 16 and 25% fewer required clicks

Higher approval rates

• Automatic routing of complex cases to dedicated underwriting team

Better rate classes

• Blended rather than stacked co-morbidities
• All cases rated off of standard plus