Prudential Protection IUL is a flexible premium indexed universal life insurance product that offers interest crediting through a Fixed Account that offers a fixed interest rate, three indexed accounts that credit interest based on the performance of the S&P 500® Index, or an indexed account that credits interest based on the performance of the Nasdaq-100®. Protection IUL also provides a dialable no-lapse guarantee. This product is ideally suited for those consumers seeking death benefit protection and the potential for cash accumulation through a life insurance strategy.
Protection IUL can also be enhanced with the BenefitAccess Rider, an optional rider that allows the policyowner to accelerate up to 100% of the policy’s death benefit if the insured becomes chronically or terminally ill and meets other terms and conditions of the rider. BenefitAccess is available for an additional cost and additional underwriting requirements apply. Please refer to the BenefitAccess Rider Fast Facts for more information.
Protection IUL is a non-participating policy, which means policy dividends are not paid. It is
available for conversion from individual life products and riders with active conversion privileges.

Issue Ages: 0-85

Minimum Face Amount:  $100,000

Riders: Accidental Death Benefit, Children Level Term Rider, Waiver of Monthly Deductions,  Overloan Protection Rider, Other Goods and Services Rider, BenefitAccess Rider, Enhanced Cash Value Rider, Living Needs Benefit, Premium Deposit Account