Universal Life Provider Edge
Issue Ages:
- 20-85 Standard, Super Standard, and Preferred
- 20-80 Super Preferred
Minimum fact amount: $100,000
Cost of insurance rate bands: $100,000-$1 million; $1 million+
No-lapse guarantee:
- Ages 20-75: 10 years
- Age 76: 9 years
- Age 77: 8 years
- Age 78: 7 years
- Age 79: 6 years
- Ages 80+: 5 years
Cash Value Accumulation Test or Guideline Premium Test
Death benefit options:
1 – Level
2 – Increasing
Sales Tools
Audience | Document | Updated | Link |
---|---|---|---|
Producer Use Only | Forms | 01/09/2024 | Click Here |
Producer Use Only | Key Person Life/DI Calculator | 12/15/2023 | Click Here |
Producer Use Only | Multi-Carrier Underwriting Guide | 03/14/2024 | Click Here |
Producer Use Only | Accelerated Underwriting Guide | 12/15/2023 | Click Here |
Product Resources
Audience | Document | Updated | Form Number | Link |
---|---|---|---|---|
Producer Use Only | Product Highlights | 11/28/2023 | BB12503-01 | Click Here |
Producer Use Only | Producer Guide | 11/28/2023 | BB11702-03 | Click Here |
Producer Use Only | Producer Flyer | 11/28/2023 | BB12510 | Click Here |
Producer Use Only | Life Portfolio | 12/15/2023 | BB8978-34 | Click Here |
Producer Use Only | Business Solutions Enhanced Underwriting Flyer | 12/15/2023 | BB12544-01 | Click Here |
Consumer Use | Consumer Brochure | 11/28/2023 | BB12482-01 | Click Here |
Consumer Use | “Term or Permanent Life Insurance?” Consumer Flyer | 12/15/2023 | BB12102-04 | Click Here |
Dedicated Team
2024 fmiAgent Point Awards
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