WealthPreserve Indexed Universal Life
Indexed Universal Life
Issue Ages/Underwriting Classes (Fully Underwritten):
- Preferred Plus: 20-80
- Preferred Non-tobacco: 20-80
- Standard Non-tobacco: 0-85
- Preferred Tobacco: 20-80
- Standard Tobacco: 15-85
Simplified Issue:
- Standard Non-Tobacco: 20-70
- Standard Tobacco: 20-70
Guaranteed Issue:
- Standard Non-Tobacco: 20-70
- Standard Tobacco: 20-70
Minimum Specified Amount: $100,000 for Full/Simplified Underwriting; $25,000 for Guaranteed Issue.
Choice of Chronic Care Riders:
- Lincoln Care Coverage® Accelerated Benefits Rider – provides access to a known benefit amount for an additional cost, upon qualification of a temporary or permanent chronic illness
- Lincoln LifeAssure Accelerated Benefits Rider – provides a no upfront cost benefit with a discounted benefit upon qualification of a permanent chronic illness.
- Lincoln LifeEnhance Accelerated Benefits Rider – provides access to a known benefit amount for an additional cost, upon qualification of a permanent chronic illness
Riders Available: Accelerated Benefits Rider (with critical illness), Accelerated Benefits Rider (without critical illness), Lincoln Care Coverage® Accelerated Benefits Rider, Lincoln LifeAssure Accelerated Benefits Rider, Lincoln LifeEnhance Accelerated Benefits Rider, Change of Insured Rider, Children’s Term Rider, Disability Waiver of Monthly Deductions Benefit Rider, Extended No-Lapse Minimum Premium Rider, Overloan Protection Rider, Supplemental Term Insurance Rider on Primary Insured, Supplemental Term Insurance Rider on Other Insured
Sales Tools
Audience | Document | Updated | Link |
---|---|---|---|
Producer Use Only | Forms | 01/09/2024 | Click Here |
Producer Use Only | Multi-Carrier Underwriting Guide | 04/05/2024 | Click Here |
Product Resources
Audience | Document | Updated | Form Number | Link |
---|---|---|---|---|
Producer Use Only | Life Insurance Suite At-A-Glance | 12/05/2023 | LIF-SPEC-FLI001 | Click Here |
Producer Use Only | Lincoln LifeEnhance ABR vs. Lincoln LifeAssure ABR Brochure | 03/11/2024 | LCN-4965466 | Click Here |
Producer Use Only | Rider Reference Guide | 12/05/2023 | LIF-RIDER-FLI001 | Click Here |
Producer Use Only | Accelerated Benefit Rider Including Lincoln Care Coverage Comparison Guide | 10/27/2023 | LCN-2351908-121718 | Click Here |
Producer Use Only | Producer Guide | 12/05/2023 | LCN-3565764 | Click Here |
Producer Use Only | Lincoln Care Coverage Accelerated Benefits Rider Summary | 10/27/2023 | LCN-2459286 | Click Here |
Producer Use Only | LifeAssure FAQ Brochure | 03/11/2024 | LCN-1999060-011818 | Click Here |
Producer Use Only | Lincoln Care Coverage Accelerated Benefits Rider FAQ | 03/11/2024 | LCN-2499966 | Click Here |
Producer Use Only | Specimen Policy | 12/05/2023 | ICC20UL6091 | Click Here |
Producer Use Only | LifeAssure® Accelerated Benefits Specimen Rider (LAABR) | 03/11/2024 | ICC17ABR-7044 | Click Here |
Producer Use Only | Foreign National Guidelines | 12/05/2023 | UW-FN-PDC001 | Click Here |
Producer Use Only | Underwriting Age and Amount Requirements Grid | 12/05/2023 | LCN-3667305-071221 | Click Here |
Producer Use Only | Financial Underwriting Guidelines | 12/18/2023 | UW-FIN-FLI001 | Click Here |
Consumer Use | Dividends Consumer Flyer | 12/18/2023 | LIF-DIV-FLI001 | Click Here |
Consumer Use | Consumer Guide | 12/05/2023 | WP-CLT-BRC001 | Click Here |
Consumer Use | Lincoln LifeEnhance Accelerated Benefits Rider Consumer Guide | 10/27/2023 | LIF-LEAB-BRC001 | Click Here |
Consumer Use | Consumer Fact Sheet | 12/05/2023 | WP-FACT-FST005 | Click Here |
Consumer Use | Care Coverage Accelerated Benefits Rider for LTC Expenses Consumer Guide | 10/27/2023 | LIF-CCABR-FLI001 | Click Here |
Consumer Use | LifeAssure Accelerated Benefits Rider Consumer Flyer | 10/27/2023 | LIF-LAAB-BRC001 | Click Here |
Dedicated Team
2024 fmiAgent Point Awards
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