Liberty 2022 Single Premium Whole Life
Minimum Face Amount:
Qualified and Non-Qualified
Non Tobacco/Tobacco: $25,000
Preferred: $100,000
Issue Ages:
0-85 for Standard Underwriting Classes
18-80 for Preferred Underwriting classes
Riders Available: Accelerated Death Benefit Plus Rider, Accelerated Death Benefit Rider, Fixed Premium Paid-Up Additions Rider, Single Premium Paid-Up Additions Rider
Special Features:
- An immediate increase in the amount passed to their chosen beneficiaries
- The continued growth of the cash-value accumulation, which is generally income-tax free
- Transfer of the death benefit to the beneficiary, if they are the named beneficiary, without probate charges
- Transfer of the death benefit to the beneficiary without income taxes
- Availability of the cash-value accumulation with any income tax charged only when the funds are taken from the policy
- Accelerated Death Benefit PLUS Rider or Accelerated Death Benefit Rider is automatically included subject to age, rate class and chronic illness underwriting standards. Rider provisions, availability, definitions and benefits vary by state.
Sales Tools
Audience | Document | Updated | Link |
---|---|---|---|
Producer Use Only | Forms | 01/09/2024 | Click Here |
Producer Use Only | Multi-Carrier Underwriting Guide | 03/14/2024 | Click Here |
Product Resources
Audience | Document | Updated | Form Number | Link |
---|---|---|---|---|
Producer Use Only | Whole Life Producer Guide | 12/06/2023 | LL-2218 | Click Here |
Producer Use Only | Product Highlights | 12/13/2023 | LL-2215 | Click Here |
Producer Use Only | Agent Reference Manual – Whole Life | 12/06/2023 | LL-2558-C | Click Here |
Producer Use Only | Agent Reference Manual – Special Class and Occupation | 10/27/2023 | LL-2558-F | Click Here |
Producer Use Only | Level Premium Paid-Up Additions Rider Specifications | 12/06/2023 | LL-2694 | Click Here |
Producer Use Only | Agent Reference Manual – Field Associates Bulletins | 10/27/2023 | LL-2558-I-IMO | Click Here |
Producer Use Only | Agent Reference Manual – All Products | 10/27/2023 | LL-2558-B-IMO | Click Here |
Producer Use Only | Waiver of Premium Disability Benefit Rider Specifications | 12/06/2023 | LL-2727 | Click Here |
Producer Use Only | Accelerated Death Benefit PLUS Rider Specifications (All states except CA) | 12/06/2023 | LL-2824 | Click Here |
Producer Use Only | Whole Life Rider Overview | 12/06/2023 | LL-2212 | Click Here |
Producer Use Only | Competitive Update – Direct vs. Non-Direct Recognition Flyer | 12/06/2023 | LL-2639 | Click Here |
Producer Use Only | Whole Life Product Comparison | 12/06/2023 | LL-2211 | Click Here |
Producer Use Only | Term Exchange Program Flyer | 12/06/2023 | LL-2023 | Click Here |
Consumer Use | Consumer Brochure | 12/13/2023 | LL-2378 | Click Here |
Consumer Use | “What is A Dividend?” Consumer Flyer | 12/06/2023 | LL-2724 | Click Here |
Consumer Use | “The Value of Dividend-Paying Whole Life Insurance” Consumer Brochure | 12/06/2023 | LL-2665 | Click Here |
Consumer Use | Accelerated Death Benefit PLUS Rider Consumer Brochure (All states Except CA) | 12/06/2023 | LL-2823 | Click Here |
Dedicated Team
2024 fmiAgent Point Awards
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