Contender 2022 Whole Life
Minimum Face Amount:
Qualified Non-Qualified
Non Tobacco/Tobacco: $1,000* $5,000
Preferred: $100,000 $100,000
*Qualified in WA: $5,000
Issue Ages:
0-85 for Standard Underwriting Classes*
18-80 for Preferred Underwriting classes
*Qualified: minimum issue age is 18
Riders Available: Accelerated Death Benefit Plus Rider, Accelerated Death Benefit Rider, Fixed Premium Paid-Up Additions Rider, Level Premium Paid-Up Additions Rider, Single Premium Paid-Up Additions Rider, Term Life Insurance Rider, Children’s Insurance Rider, Waiver of Premium Disability Benefit Rider, Premium Deposit Fund Rider (PDF), Premium Deposit Fund Max Rider (PDF Max), Accidental Death Benefit Rider, Option to Purchase Additional Insurance Rider (OPAI)
Special Features:
- Guaranteed Death Benefit
- Guaranteed Cash Value
- Ability to increase cash-value accumulations and death benefits through the use of riders
- Dividend options which may enhance cash values and/or death benefits or reduce out-of-pocket premium
- Access to policy values through low-cost policy loans or withdrawals
- Access to living benefits through the Accelerated Death Benefit PLUS Rider at no additional premium
Sales Tools
Audience | Document | Updated | Link |
---|---|---|---|
Producer Use Only | Forms | 01/09/2024 | Click Here |
Producer Use Only | Multi-Carrier Underwriting Guide | 04/05/2024 | Click Here |
Product Resources
Audience | Document | Updated | Form Number | Link |
---|---|---|---|---|
Producer Use Only | Whole Life Producer Guide | 12/06/2023 | LL-2218 | Click Here |
Producer Use Only | Product Highlights | 12/13/2023 | LL-2213 | Click Here |
Producer Use Only | Agent Reference Manual – Whole Life | 12/06/2023 | LL-2558-C | Click Here |
Producer Use Only | Agent Reference Manual – Special Class and Occupation | 10/27/2023 | LL-2558-F | Click Here |
Producer Use Only | Level Premium Paid-Up Additions Rider Specifications | 12/06/2023 | LL-2694 | Click Here |
Producer Use Only | Agent Reference Manual – Field Associates Bulletins | 10/27/2023 | LL-2558-I-IMO | Click Here |
Producer Use Only | Agent Reference Manual – All Products | 10/27/2023 | LL-2558-B-IMO | Click Here |
Producer Use Only | Waiver of Premium Disability Benefit Rider Specifications | 12/06/2023 | LL-2727 | Click Here |
Producer Use Only | Accelerated Death Benefit PLUS Rider Specifications (All states except CA) | 12/06/2023 | LL-2824 | Click Here |
Producer Use Only | Whole Life Rider Overview | 12/06/2023 | LL-2212 | Click Here |
Producer Use Only | Competitive Update – Direct vs. Non-Direct Recognition Flyer | 12/06/2023 | LL-2639 | Click Here |
Producer Use Only | Whole Life Product Comparison | 12/06/2023 | LL-2211 | Click Here |
Producer Use Only | Term Exchange Program Flyer | 12/06/2023 | LL-2023 | Click Here |
Consumer Use | Consumer Brochure | 12/13/2023 | LL-2375 | Click Here |
Consumer Use | “What is A Dividend?” Consumer Flyer | 12/06/2023 | LL-2724 | Click Here |
Consumer Use | “The Value of Dividend-Paying Whole Life Insurance” Consumer Brochure | 12/06/2023 | LL-2665 | Click Here |
Consumer Use | Accelerated Death Benefit PLUS Rider Consumer Brochure (All states Except CA) | 12/06/2023 | LL-2823 | Click Here |
Dedicated Team
2024 fmiAgent Point Awards
You must be logged in to use this feature.