Instant Term
Go from term quote to underwriting decision in less than 10 minutes. Just like the instant memories we create with our families; this new product provides an instant underwriting decision. It’s a great fit for:
• Clients who may not want to deal with labs or medical exam requirements.
• Replacement of income or mortgage.
• Protection for a small business.
Term Options: 10, 15, 20,25 and 30 Years
Issue Ages: (Age Nearest Birthday)
- 10 Year: 18-60
- 15 Year: 18-60
- 20 Year: 18-60
- 25 Year: 18-55
- 30 Year: 18-50
Minimum Face Amount: $100,000
Conversion Option Available
Riders Available: Accidental Death Benefit, Waiver of Premium
Sales Tools
| Audience | Document | Updated | Link |
|---|---|---|---|
| Consumer Use | Company Overview Brochure | 07/22/2026 | Click Here |
| Advisor Use Only | Forms | 06/09/2026 | Click Here |
| Advisor Use Only | Multi-Carrier Underwriting Guide | 10/08/2026 | Click Here |
Product Resources
| Audience | Document | Updated | Form Number | Link |
|---|---|---|---|---|
| Consumer Use | Financial Strength Highlights | 07/22/2026 | HC 1449 | Click Here |
| Advisor Use Only | Advisor Guide | 07/24/2026 | LI 2561 | Click Here |
| Advisor Use Only | Advisor Flyer | 07/24/2026 | LI 2579 | Click Here |
| Advisor Use Only | Consumer Guide | 07/24/2026 | LI 2559 | Click Here |
| Advisor Use Only | Underwriting Guidelines – U.S. Residents Who are ot U.S. citizens | 07/22/2026 | LI-2581 | Click Here |
| Advisor Use Only | Global Traveler Underwriting Guidelines | 07/22/2026 | LI-2582 | Click Here |
| Advisor Use Only | Quick Reference Guide | 09/29/2026 | LI2189 | Click Here |
Dedicated Team
2026 fmiAgent Point Awards
You must be logged in to use this feature.
