Signature Guaranteed Universal Life
Signature Guaranteed Universal Life Insurance (UL) offers guaranteed lifetime death benefit protection and the option to cash-out your policy should your client’s needs change in the future.
Guaranteed Death Benefit
Option to select a guarantee length from ages 95 to 121 to ensure your client does not outlive their policy.
Guaranteed Cash-out Rider
During a 60 day period following the 15th, 20th, and 25th policy anniversaries, the rider allows for surrender of policy in exchange for a partial or full return of premiums paid. Added to the policy for no additional premium for issue ages 18-70. *
*Cash-Out Rider may not be available on all substandard rates policies and some may only qualify for the Cash-Out option in the 15th policy anniversary.
Issue Ages:
- Non-Tobacco: 18-80
- Tobacco: 18-75
Minimum Face Amount: $25,000
Riders Available: Accelerated Benefit Rider for Terminal Illness, Accelerated Benefit Rider for Chronic Illness, Accelerated Benefit Rider for Critical Illness, Disability Waiver of Stipulated Premium, Children’s Level Term Rider
Sales Tools
Audience | Document | Updated | Link |
---|---|---|---|
Producer Use Only | Forms | 01/09/2024 | Click Here |
Producer Use Only | Multi-Carrier Underwriting Guide | 04/05/2024 | Click Here |
Product Resources
Audience | Document | Updated | Form Number | Link |
---|---|---|---|---|
Producer Use Only | Product Portfolio | 12/13/2023 | 9234 | Click Here |
Producer Use Only | Producer FAQs | 12/13/2023 | IMG16149 | Click Here |
Producer Use Only | Term Conversion Guide | 12/13/2023 | 10563 | Click Here |
Producer Use Only | Signature Series Life Product Comparison Flyer | 12/13/2023 | IMG22786 | Click Here |
Producer Use Only | GUL Marketing Producer Guide | 12/13/2023 | IMG22445 | Click Here |
Consumer Use | Accelerated Benefit Riders Consumer Brochure | 01/18/2024 | 10743 | Click Here |
Consumer Use | Product Highlights | 12/13/2023 | 11188 | Click Here |
Consumer Use | Consumer Brochure | 12/13/2023 | 10801 | Click Here |
Consumer Use | Plan for Life Consumer Brochure | 12/13/2023 | 10802 | Click Here |
Consumer Use | Family Financial Needs Analysis Consumer Worksheet | 12/13/2023 | IMG20709 | Click Here |
Consumer Use | Riders and Benefits Guide | 12/13/2023 | 10695 | Click Here |
Consumer Use | Planning for Future Needs Consumer Brochure | 12/13/2023 | IMG22366 | Click Here |
Dedicated Team
2024 fmiAgent Point Awards
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