EstateShield 10 Fixed Index Annuity BAV Bonus Increase Effective 02/01/22
American Equity is proud to offer transparent products at competitive rates within the industry. We remain committed to helping our contract owners protect their retirement dollars.
EstateShield 10 BAV Bonus Increase
Beginning on February 1, 2022, we are providing an increased Benefits Account Value (BAV) Bonus of 25% on all first-year premium, giving added growth on income and benefit reserves.
This increase applies to all applications received on or after Tuesday, February 1, 2022.
EstateShield 10 Rate Adjustment
We will be making changes to our rates on the EstateShield 10 fixed index annuity. These changes are effective Tuesday, February 1, 2022.
For your client to qualify for the current rates, applications along with cash or 1035/Direct Transfer paperwork must be received in our office by 4:45 p.m. CST Monday, January 31, 2022. Transfer funds must be received by 4:45 p.m. Wednesday, March 2, 2022.
| EstateShield 10 Strategy Allocations | Current PR | Current Cap | New PR/Cap |
|---|---|---|---|
| BofA Destinations Index Annual Pt to Pt w/ PR | 50% | – | 45% |
| BofA Destinations Index 2-Year Pt to Pt w/ PR | 70% | – | 65% |
| CS Tech Edge Annual Pt to Pt w/ PR | 50% | – | 45% |
| CS Tech Edge 2-Year Pt to Pt w/ PR | 70% | – | 65% |
| SG Global Sentiment Annual Pt to Pt w/ PR | 50% | – | 45% |
| SG Global Sentiment 2-Year Pt to Pt w/ PR | 70% | – | 65% |
| S&P 500® Dividend Aristocrats® ER Annual Pt to Pt w/ Cap | – | 2.50% | 2.25% |
| S&P 500® Dividend Aristocrats® ER 2-Year Pt to Pt w/ Cap | – | 5.50% | No change |
| S&P 500® Annual Pt to Pt w/ Cap | – | 1.75% | No change |
| S&P 500® 2-Year Pt to Pt w/ Cap | – | 4.00% | No change |
| S&P 500® Monthly Pt to Pt w/ Cap | – | 1.20% | 1.00% |
| Fixed Value Rate | 1.10% | 1.00% | |